Christina Carey

About Christina

I'm an American mortgage advisor based in Milan, and I've been navigating the Italian system as a foreigner for over ten years. Before Milan, I lived in Paris for five years — which is where I became fluent in French and where I developed a deep understanding of francophone clients' expectations.

I obtained Italian citizenship and bought my own apartment in Milan using an Italian mortgage — as a foreigner with no prior Italian credit history. I've been through exactly what my clients go through, which means I know precisely where the process gets hard and where it doesn't need to be.

Through my partnership with Facile.it — Italy's largest mortgage broker network — I have direct access to over 40 Italian banks, working with underwriting teams rather than retail branches. In practice this means two things for expat clients: I know which lenders will actually accept your income profile, and I negotiate from a volume position no individual applicant can match.

I'm an independent specialist broker affiliated with Facile.it. My practice at christinacarey.it focuses exclusively on expats, non-residents, foreign buyers, and Italians abroad (AIRE) navigating the Italian mortgage market.

By the numbers

Languages

I work in English and French — from the first call to the notaio signature. All documentation, bank coordination, and legal guidance is available in both languages. My French is fluent: I lived in Paris for five years before moving to Milan.

Specialisations

Guides & Resources

In-depth guides on Italian mortgages, tax regimes, and buying in Italy as an expat — written in English and French.