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Lead Advisor

Christina Carey

Mortgage Advisor · Partner Facile.it · Milano

🇺🇸 American in Milan 🇬🇧🇫🇷🇮🇹 EN · FR · IT 10 years in Italy Italian citizenship

About Christina

I'm an American mortgage advisor based in Milan, and I've been navigating the Italian system as a foreigner for over ten years. Before Milan, I lived in Paris for five years — which is where I became fluent in French and where I developed a deep understanding of francophone clients' expectations.

I obtained Italian citizenship and bought my own apartment in Milan using an Italian mortgage — as a foreigner with no prior Italian credit history. I've been through exactly what my clients go through, which means I know precisely where the process gets hard and where it doesn't need to be.

I work as a Partner Mortgage Advisor at Facile.it, Italy's leading financial comparison platform. This means I have access to a broad panel of Italian banks, including those with specific expertise in expat and non-resident mortgage profiles.

By the numbers

10
Years living in Milan as an American

I've navigated the Italian system as a foreigner — I know exactly where it gets hard and where it doesn't need to be.

3
Languages — English (native), French (fluent), Italian (fluent)

American raised, five years in Paris, ten in Milan. Your questions get answered in your language — with no nuance lost in translation.

1
Italian mortgage obtained as a foreigner — my own home

With no Italian credit history. I know the process from the inside — not just professionally, but personally.

Languages

I work in English and French — from the first call to the notaio signature. All documentation, bank coordination, and legal guidance is available in both languages. My French is fluent: I lived in Paris for five years before moving to Milan.

🇬🇧
English
Native
🇫🇷
French
Fluent
🇮🇹
Italian
Fluent

Specialisations

💎
HNWI & Flat Tax
High-net-worth buyers under Italy's €300k annual flat tax for new residents.
🌍
Non-Residents
Foreign nationals buying Italian property without Italian residency (up to 60% LTV).
🇺🇸
Americans
US citizens and Green Card holders buying or relocating to Italy — including AIRE and non-resident profiles.
🇬🇧
British Speaking
British nationals and English-speakers from Commonwealth countries buying property in Italy post-Brexit.
🇫🇷
Francophone Clients
Full service in French, from first call to final signature at the notaio.
🇦🇪
Dubai & UAE Expats
English-speaking expats in the Gulf relocating to or buying in Italy.

Guides & Resources

In-depth guides on Italian mortgages, tax regimes, and buying in Italy as an expat — written in English and French.

Book a free discovery call

30 minutes. No commitment. I'll assess your profile and tell you honestly what's possible — in English or French.

Book a free 30-min call →